Introduction
Public Liability Insurance, operated by Bi-ME (Pty) Limited (“Bi-ME,” “we,” “us,” or “our”), respects your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect the personal information obtained through our website, Public Liability Insurance Landing Page, and the associated insurance products and services provided by us. By using or accessing our website and/or services, you consent to the collection and processing of your personal information as described in this Privacy Policy.
Definitions
- “Bi-ME” or “we” refers to Bi-ME (Pty) Limited, located at 15 Christopherson Road.
- “You” or “your” refers to the user of our website and services.
- “Website” refers to the Public Liability Insurance Landing Page.
- “Personal Data” or “Personal Information” means any information that relates to an identified or identifiable individual.
- “Cookies” are small files stored on your computer or device by a website, containing information about your browsing history and preferences.
- “Usage Data” refers to data collected automatically, including your device’s IP address, browser type, pages visited, and time spent on our website.
Collection and Use of Personal Data
We collect personal information directly from you when you use our website or interact with our services. This information may include:
- Name, surname, and contact details
- Identity number
- Email address and phone number
- Vehicle details (if applicable)
- Insurance history
- Bank information (if applicable)
- Employment details
- Password and username (if applicable)
We also collect and process usage data, such as traffic data and location data, to improve and analyze our services.
We use personal data for the following purposes:
- Providing and maintaining our services
- Managing your account and registration
- Fulfilling contracts for products or services
- Contacting you for updates or informational purposes
- Sending you news, special offers, and marketing communications
- Managing your requests and inquiries
- Analyzing usage trends and improving our services
Disclosure of Personal Data
We may disclose personal information to third parties in the following circumstances:
- Transmitting personal data to our partners to process insurance quotations and administer services
- Verifying information with relevant authorities or regulatory bodies
- Protecting our rights or property, or those of our partners, clients, or employees
- In the event of a change in ownership of Bi-ME
- Sharing data with service providers for monitoring and analyzing service usage
- Sharing data with third parties for marketing and analytics purposes
Data Storage and Security
We take reasonable precautions to protect your personal information from unauthorized access, disclosure, or alteration. Your data is stored securely on servers located in South Africa or other protected locations. We comply with applicable laws and regulations regarding data protection.
Advertising
We do not sell your personal information for marketing purposes. Your information may be used to provide you with relevant offers for our services, and you may opt out of receiving such communications at any time.
Electronic Communications
By visiting our website or contacting us via email, you consent to receiving electronic communications from us in accordance with this Privacy Policy.
Revoking Consent and Data Deletion
You may request the deletion or anonymization of your personal data, subject to certain legal obligations and legitimate business interests.
General
We reserve the right to amend this Privacy Policy from time to time. Any changes will be posted on our website, and your continued use of our services constitutes acceptance of the updated policy.
Questions, Comments, and Requests
If you have any questions, comments, or requests regarding this Privacy Policy, please contact us at info@bi-me.co.za.
By using the Public Liability Insurance Landing Page, you acknowledge that you have read and understood this Privacy Policy and agree to its terms and conditions.